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Credit card guides

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How to make your travel money go further

We know holidays don’t come cheap, so every penny counts. Here’s how to make the most of your money when travelling abroad.

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Can I Use a Personal Credit Card For My Business?

Most small business owners use a business credit card. But can you use a personal credit card for business spending? Find out with our short guide.

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What Is a Business Credit Card?

There are lots of advantages to using a business credit card to manage company expenses. But what is a business credit card? Find out with our short guide.

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Should You Get a Business Credit Card or a Business Loan?

This article explains how to decide whether to get a loan or a business credit card for business borrowing.

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How to Choose a Business Credit Card

Find out how to choose a business credit card, including the different types available and fees to consider.

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How to Apply for Your First Business Credit Card

A business credit card can help you manage your company finances and boost your credit score. Here’s what you need to know about applying for one.

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What Happens When Your Interest Free Period Ends?

Many credit cards offer a special 0% rate when you first get them. But what happens when that time comes to an end? Find out here.

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What Happens if You Don’t Pay Off Your 0% Interest Credit Card?

A 0% credit card can help you clear your debts without paying interest. But what happens if you still owe money when the 0% period ends? We explain all.

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What Does 0% Interest Mean?

Whether you’re looking at 0% purchase credit cards or 0% balance transfer credit cards, it’s vital to understand how interest-free lending really works.

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How Long Does It Take to Improve Your Credit Score?

Improving your credit score is key to getting access to better credit card, loan and mortgage deals. But how long does it take?

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8 Credit Card Habits to Avoid

Are you credit card savvy? Avoid overpaying on interest and protect your financial health with this guide to eight common credit card mistakes.

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What is Your Credit Utilisation Rate?

Your credit utilisation rate can affect your credit score and your ability to get credit. Learn how it works and how it’s calculated.

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Will a 0% Interest Credit Card Hurt Your Credit Score?

How does getting a 0% credit card affect your credit score? Find out with our five-minute guide.

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Getting a Credit Card After Bankruptcy

Applying for bankruptcy is a big step and it can affect your chances of getting a credit card in the future. Learn more about the options available to you.

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How To Use an Interest Free Credit Card

Using an interest-free credit card correctly is key to avoiding penalty fees and other charges. Make sure you’re not caught out.

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What To Do If a Credit Card is Opened In Your Name

If someone else opens a credit card in your name, you need to act fast. This article explains who to contact and when, and how to get your money back.

Does a Balance Transfer Affect Your Credit Score?

Switching to a balance transfer credit card could save you money in the long run and boost your credit score.

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How Much Can You Balance Transfer to Another Credit Card?

Balance transfers allow you to move credit card debt to a new lower-interest card. Find out how you could use one to clear your debt more quickly.

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How Long Does a Balance Transfer Take?

Find out how quickly you can make a balance transfer from one credit card to another, whether you’re doing it to save on interest or consolidate debt.

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Pros and Cons of Doing a Balance Transfer

Balance transfer credit cards have helped thousands clear their credit card debts quickly and for less money. But they may not be suitable for everyone.