Compare instant access savings accounts
Maximise your returns and get instant access to your money
Choose from these instant access accounts that let you withdraw your savings whenever you need to, but also earn a good return on your money
Instant access account deals
5 results found, sorted by partner products.
Boost your ISA: Use code ISASAVE in the Chip app. T&Cs apply. £1 min deposit.
Chip Clearbank - Cash ISA
Account type
Cash ISA
Open with
£1
Interest rate
5.55%AER BBR tracker inc.1.23%fixed bonus for3months
Protection scheme
FSCS
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4.24% | 5.25% | 4.32% | 5.38% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Clearbank - Chip Instant Access
Account type
Instant access
Open with
£1
Interest rate
4.76%AER variable inc.1.26%fixed bonus for3months
Protection scheme
FSCS
The account is offered and managed by Chip. ClearBank is responsible for only the provision of the account and holding your funds which are FSCS protected (subject to eligibility).
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users. Account is available on all Chip plans including free option.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 3.44% | 4.54% | 3.5% | 4.76% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £1,000,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Investec Online Flexi Saver
Account type
Instant access
Open with
£5,000
Interest rate
4.2%AER variable
Protection scheme
FSCS
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £5,000 | 4.12% | 4.12% | 4.2% | 4.2% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £250,000 |
| Minimum Initial Deposit | £5,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Clearbank - Chip Easy Access Saver
Account type
Easy access
Open with
Any amount
Interest rate
3.56%AER variable
Protection scheme
FSCS
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 1.4% | 3.5% | 1.46% | 3.56% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £1,000,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Raisin for Uswitch
Account type
Instant access
Open with
Any amount
Interest rate
-
Protection scheme
-
Customer Reviews
by 29,488 people
Easy to use
Very easy to use with all information that I needed to make my decision
Anstee de Mas Raquel
So easy and simple
So easy and simple
Tony Hogan
Very clear quick and easy
Very clear quick and easy
Mrs Angela Easterbrook