Compare instant access savings accounts
Maximise your returns and get instant access to your money
Choose from these instant access accounts that let you withdraw your savings whenever you need to, but also earn a good return on your money
Instant access account deals
6 results found, sorted by partner products.
Investec Online Flexi Saver
Account type
Instant access
Open with
£5,000
Interest rate
4.6%AER variable
Protection scheme
FSCS
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £5,000 | 4.51% | 4.51% | 4.6% | 4.6% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £250,000 |
| Minimum Initial Deposit | £5,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Chip Clearbank - Cash ISA
Account type
Cash ISA
Open with
£1
Interest rate
4.58%AER BBR tracker
Protection scheme
FSCS
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4.49% | 4.49% | 4.58% | 4.58% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Clearbank - Chip Easy Access Saver
Account type
Easy access
Open with
Any amount
Interest rate
4.5%AER variable inc.0.68%fixed bonus for12months
Protection scheme
FSCS
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 3.75% | 4.41% | 3.82% | 4.5% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £1,000,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
RCI Bank Freedom Savings Account
Account type
Instant access
Open with
£100
Interest rate
4.45%AER variable
Protection scheme
FSCS
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £100 | 4.45% | 4.45% | 4.45% | 4.45% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £250,000 |
| Minimum Initial Deposit | £100 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Raisin UK UBL UK - Easy Access Account
Account type
Instant access
Open with
£1,000
Interest rate
4.18%AER variable
Protection scheme
FSCS
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000 | 4.1% | 4.1% | 4.18% | 4.18% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £85,000 |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Clearbank - Chip Instant Access
Account type
Instant access
Open with
£1
Interest rate
3.75%AER variable
Protection scheme
FSCS
The account is offered and managed by Chip. ClearBank is responsible for only the provision of the account and holding your funds which are FSCS protected (subject to eligibility).
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users. Account is available on all Chip plans including free option.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 3.69% | 3.69% | 3.75% | 3.75% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £1,000,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Customer Reviews
by 27,113 people
It was quick and easy to set up
It was quick and easy to set up
Denise Truelove
Really easy to get quote and switch…
Really easy to get quote and switch took less than 5 minutes to complete
Mr Richard Duncan
Quick and clearly explained
Quick and clearly explained
Markl