Compare instant access savings accounts
Maximise your returns and get instant access to your money
Choose from these instant access accounts that let you withdraw your savings whenever you need to, but also earn a good return on your money
Instant access account deals
5 results found, sorted by partner products.
Investec Online Flexi Saver
Account type
Instant access
Open with
£5,000
Interest rate
4.4%AER variable
Protection scheme
FSCS
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £5,000 | 4.31% | 4.31% | 4.4% | 4.4% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £250,000 |
| Minimum Initial Deposit | £5,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Chip Clearbank - Cash ISA
Account type
Cash ISA
Open with
£1
Interest rate
4.32%AER BBR tracker
Protection scheme
FSCS
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4.24% | 4.24% | 4.32% | 4.32% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Clearbank - Chip Easy Access Saver
Account type
Easy access
Open with
Any amount
Interest rate
3.56%AER variable
Protection scheme
FSCS
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 2.41% | 3.5% | 2.46% | 3.56% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £1,000,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Clearbank - Chip Instant Access
Account type
Instant access
Open with
£1
Interest rate
3.5%AER variable
Protection scheme
FSCS
The account is offered and managed by Chip. ClearBank is responsible for only the provision of the account and holding your funds which are FSCS protected (subject to eligibility).
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users. Account is available on all Chip plans including free option.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 3.44% | 3.44% | 3.5% | 3.5% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £1,000,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Raisin for Uswitch
Account type
Instant access
Open with
Any amount
Interest rate
-
Protection scheme
-
Customer Reviews
by 28,570 people
Time for change
Changeover for a competitive fixed rate went through easily no complications ..Easy to follow instructions
William McKim
The whole process was quick and easy
The whole process was quick and easy
John Thomson
It saved me £80
I switched a week ago, I have a 14 day period where i can change my mind. I received an email today letting me know that there are better offers. It saved me £80.
Ms LAURENCE Thibaud