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Public liability insurance covers damage caused by your business to a third party or their property. A third party is typically anyone not employed by your business.
Professional indemnity insurance covers claims that arise from mistakes or errors in your services.
Employers’ liability insurance covers claims made if an employee is injured (or worse) while working for you. This is a legal requirement for most employers in the UK.
Business equipment insurance can pay for repairs or replacements if something gets lost, damaged or stolen. It can cover portable items, as well as things that stay in your place of work.
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