Banking
Looking for a new credit card, personal loan, mortgage, or trying to find a better current account? We compare a range of products from various providers to help you find what you’re looking for.
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How to make your travel money go further
We know holidays don’t come cheap, so every penny counts. Here’s how to make the most of your money when travelling abroad.
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Can I Use a Personal Credit Card For My Business?
Most small business owners use a business credit card. But can you use a personal credit card for business spending? Find out with our short guide.
What Is a Business Credit Card?
There are lots of advantages to using a business credit card to manage company expenses. But what is a business credit card? Find out with our short guide.
Should You Get a Business Credit Card or a Business Loan?
This article explains how to decide whether to get a loan or a business credit card for business borrowing.
How to Choose a Business Credit Card
Find out how to choose a business credit card, including the different types available and fees to consider.
How to Apply for Your First Business Credit Card
A business credit card can help you manage your company finances and boost your credit score. Here’s what you need to know about applying for one.
What Happens When Your Interest Free Period Ends?
Many credit cards offer a special 0% rate when you first get them. But what happens when that time comes to an end? Find out here.
What Happens if You Don’t Pay Off Your 0% Interest Credit Card?
A 0% credit card can help you clear your debts without paying interest. But what happens if you still owe money when the 0% period ends? We explain all.
What Does 0% Interest Mean?
Whether you’re looking at 0% purchase credit cards or 0% balance transfer credit cards, it’s vital to understand how interest-free lending really works.
How Long Does It Take to Improve Your Credit Score?
Improving your credit score is key to getting access to better credit card, loan and mortgage deals. But how long does it take?
8 Credit Card Habits to Avoid
Are you credit card savvy? Avoid overpaying on interest and protect your financial health with this guide to eight common credit card mistakes.
What is Your Credit Utilisation Rate?
Your credit utilisation rate can affect your credit score and your ability to get credit. Learn how it works and how it’s calculated.
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Will a 0% Interest Credit Card Hurt Your Credit Score?
How does getting a 0% credit card affect your credit score? Find out with our five-minute guide.
Getting a Credit Card After Bankruptcy
Applying for bankruptcy is a big step and it can affect your chances of getting a credit card in the future. Learn more about the options available to you.
How To Use an Interest Free Credit Card
Using an interest-free credit card correctly is key to avoiding penalty fees and other charges. Make sure you’re not caught out.
What To Do If a Credit Card is Opened In Your Name
If someone else opens a credit card in your name, you need to act fast. This article explains who to contact and when, and how to get your money back.
Does a Balance Transfer Affect Your Credit Score?
Switching to a balance transfer credit card could save you money in the long run and boost your credit score.
How Much Can You Balance Transfer to Another Credit Card?
Balance transfers allow you to move credit card debt to a new lower-interest card. Find out how you could use one to clear your debt more quickly.
How Long Does a Balance Transfer Take?
Find out how quickly you can make a balance transfer from one credit card to another, whether you’re doing it to save on interest or consolidate debt.
Pros and Cons of Doing a Balance Transfer
Balance transfer credit cards have helped thousands clear their credit card debts quickly and for less money. But they may not be suitable for everyone.
100+ UK buy-to-let landlord statistics 2024
Click here for the latest buy-to-let landlord statistics for 2024, including the regions with the most buy-to-let owners, background statistics, and more.
UK Remortgage Statistics 2024
The latest UK remortgage facts and stats for 2024, covering UK remortgage rates data, cost increases, remortgage market figures, and more.
Mortgage Terminology - A to Z - What You Need to Know
Mortgage jargon and terminology used to describe the home buying process explained
Can You Get A Mortgage On Disability Benefits?
Having a long-term illness or disability shouldn’t prevent you from getting a mortgage, but it is more difficult to get a mortgage on benefits alone. We'll look at all you need to know
Capital Gains Tax Allowance For Property In 2024
Capital gains tax is a tax on the profit you make when selling or disposing of an asset. The tax is only charged on the profit, i.e. the gains.
Should I Pay Off My Mortgage Early?
Is paying your mortgage off early always a good thing? We explain your options and the pros and cons of repaying your mortgage before the end of the term
UK Mortgage Statistics 2024 - Facts and Stats Report | Uswitch.com
We’ve collated new and updated UK mortgage statistics for 2024, covering mortgage approvals, transactions, arrears, average mortgage debt, and more.
What Is The Maximum Age For A Mortgage In The UK?
Past 50 your mortgage options begin to change, but there are still plenty of options. Check out our guide to mortgages for older borrowers to find out more
How To Become A Landlord In 2024
Investing in buy to let property can be profitable, but do you know all of the requirements of being a landlord and how to get started? Our guide will help
No Deposit Mortgages Guide 2024
No deposit mortgages give you a 100% Loan to Value loan and are aimed at customers who do not have a deposit. We share whether these are still available and how to get one
Family Assist Mortgages
Could a family assisted mortgage help get you onto the property ladder sooner? We explore how they work, who can get one and which lenders offer them.
How Much Is Stamp Duty In The UK In 2024? Rates & Tips
Stamp duty is a tax applied to certain property purchases. Find out if it will affect you and how much you may have to pay.
What to Do if Your Loan Application is Declined
Discover the most common reasons loan applications are refused and what to do if it happens to you.
Interest Free Short Term Loans
An interest free loan, based on short term commitment can only really be taken out in the form of a credit card. If used correctly, it can be a useful way of borrowing money at no extra cost.
Loan companies - Find the best loan company for you
Looking for a good loan company? The best approach is to learn about the market, decide what type of loan you need, and then find the company offering the best deal for your circumstances.
Best Ways To Borrow A Small Amount Of Money
Whether you want to consolidate debts or fund emergency repairs, here’s everything you need to know about the best ways to borrow a small amount.
Understanding Early Loan Repayment Charges
Find out how much you might have to pay in charges when making an early loan repayment and whether it’s worth paying off a loan early.
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What's the cheapest way to borrow money?
If you're looking to borrow money and keep the costs down you could choose a loan with a low interest rate or a credit card with 0% interest.
Student loans and finance - how to pay for a degree
A student loan is a loan given to help fund university study and higher education. If you're studying in the UK, there are a number of different loans available, both private student loans and government backed companies.
Choosing a secure loan with Uswitch.com
If you're looking to borrow money, a secured loan could be one of the most affordable options. Read on to learn all you need to know, including how to find the cheapest secured loans in the UK.
Low cost loans
Find great low cost loans for you. Learn what to consider when choosing a low rate loan and how to apply.
Personal loans UK - Find a Personal Loan Now
Filter through the personal loans UK market using Uswitch's free and independent UK loans comparison service. Read more in our expert guides to loans.
How to Get Lower Loan Rates
Discover effective strategies for securing a low-interest rate loan and how to avoid the potential pitfalls.
Find a Cheap Loan - Get a Cheap Loan Comparison Now
Need a low interest loan? Read the Uswitch guide on how to find and choose cheap loans. Compare low APR personal loans from £1,000 to £35,000
Loans for Young People - Different Type of Loans
Whether you need extra financing for your studies or for a trip abroad, getting a loan when you're younger can be difficult. Our guide explains ways to borrow loans for young people.
What Happens if I Can't Repay My Loan?
Taking out a loan is a big commitment, which can have a great impact on your finances and credit score. In this guide we explore, what happens if you don't pay your loan.
Home improvements that can add value to your home
Improving your home can add thousands to its value. Does a conservatory add value? We look at how much home improvements cost, what they add and how to pay for them.
Loans explained: all you need to know
A comprehensive guide about loans with all the information you need before taking out a loan
Uswitch's Top Tips To Find The Best Car Finance Deals
There are plenty of cheap cars out there - don't ruin your bargain with an expensive car loan. Read our top tips for finding cheap car finance deals.
Debt consolidation loans - How do they work?
Debt consolidation loans might sound like a great idea to ease a financial burden, but are they a wise choice for you? We reveal all.
Guarantor loans
If you have a bad credit score getting a loan can be difficult, especially getting one with competitive rates, this where a guarantor loan could help.
Loans for unemployed people
Are loans for unemployed people available? Yes, but it's more difficult and potentially much more expensive and therefore more risky. Find out how to get one, and why they pose a risk.
Home improvement loans
Choosing the best home improvement loans, whether they be secured or unsecured personal loans, can be tricky – read our guide to help make sense of home improvement loans.
How to Get a Second Charge or Second Mortgage
Second charge or a second mortgage is a loan secured on your home and can be alternative to remortgaging. Our Uswitch guide explains the benefits.
Online Loans | How to Find the Best Loans Online
Find out the best loans online to suit your needs. Save money now, compare loans online and apply for the right one for you.
Our best Loans - Compare Loan Market For The Best Uswitch Loan Deals
Find the best loans to suit your needs, by running a comparison based on how much you want to borrow, for how long, and how much you can afford, to get the best loan rates.
Guide to Peer to Peer Lending UK - how does it work?
Peer to peer lending in the UK has taken off in recent years, with p2p lending now a permanent fixture on the financial circuit
Loans with no credit checks
It is possible to take out a loan without a credit check, but these loans usually carry far more risk due to the high costs & strict terms. Read our guide.
Compare loans: step-by-step
Need a loan? Read our step-by-step guide on how to compare loans with Uswitch and apply online for a personal or secured loan today
How to Run a Loan Comparison
Make a free loan comparison with Uswitch.com and we'll find the best personal or secured loan for you. Why comparing loans is so important — and so easy.
Car Loans and Car Financing. What is my best option?
Buying a car requires a large amount of money so if you don't have the cash, a large personal loan can seem like the easiest option, but is it the best?
Credit unions | What is a credit union? Uswitch explains
Credit unions can sometimes offer better rates than the high street and help those struggling with debt - read our guide to see if they can save you money
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Car Loans - Compare and Find Cheap Loans for your Car
Wondering how to buy a new car? Read our guide to car loans and other financing options, including hire purchase plans, personal contract purchase
Payday loans: everything you need to know
You may be tempted to borrow money using a payday loan, but with interest rates as high as 2,000% APR or more they could prove very expensive!
Quick Access to Cash Your Options
There are few loan companies that will give you instant decisions - the ones that do will often leave you saddled with an extremely high rate of interest
Loans for People with Poor Credit History
Poor credit history? Take a step to improve your credit score by registering on electoral roll. This lowers your risk of fraud in the eyes of lenders
Holiday loans
Wondering how you can finance your next holiday? Explore three of the main options available to you!
Logbook Loans - Secured Lending For Your Vehicle
What are logbook loans? Consider taking out a logbook loan? Read our guide to learn more about logbook loans and what the alternatives financing option.
Wedding loans for credit - finance your wedding
Looking for a wedding loan for bad credit? Read on to learn more about what your options are for getting a wedding loan even if you have bad credit.
Borrowing with a poor credit history
With a bad credit history it can be difficult, but not impossible to borrow money, whether it's a credit card, loan or mortgage.
Alternatives to payday loans
Payday loans have come under close scrutiny, because of their very high effective interest rates. What are your alternatives to payday loans?
Loans for Medical Procedures to Pay Off Medical Bills
Loans for medical procedures is not available on the NHS. However, many medical procedures offer their own financing plans. Take a look at our guide
Step by Step Guide to Comparing Personal Loans
Need an unsecured loan? Read our step-by-step guide to comparing personal loans with Uswitch and apply online for a personal loan today.
Small loans: what are your options?
A small personal loan may be the obvious choice if you're looking for a small loan, but you've got more options than you might think.
How to Choose the Best Student Bank Account for your needs
Whether you're studying full-time for a degree, a degree-equivalent or a postgraduate course, compare the benefits of a student bank account, and find the best student account for you with Uswitch.
Everything You Need to Know About Overdrafts
Overdrafts are included with most current accounts, and enable you to continue spending if your balance drops to zero. We explain what you need to know.
How To Switch Current Accounts
Find out how to switch current accounts to get a better deal or service.
Everything You Need to Know About Online Banking
Online banking is the most convenient way to manage current and savings accounts, which is why everyone should consider their benefits.
How To Switch Current Accounts
Find out how to switch current accounts to get a better deal or service.
Are there any risks in opening a joint account?
A joint account is a rite of passage for many couples. Rather than quibbling over every shopping bill you just put your money into the same account.
What is an overdraft? Uswitch explains
Uswitch explains what an overdraft is, when to use one and where you can find an interest-free overdraft.
Premium bank accounts
Find out about packaged bank accounts and premium current accounts and whether they're really worth paying a monthly fee.
Current Accounts: Ethical banking and investments
Ethical banks are concerned with the social and environmental impacts of its financial activities - read our guide to find out more about ethical banking.
Cashback from a current account
A few current accounts give you back a percentage of the cash you spend as a reward, we take a closer look at how cashback accounts work and what's on offer
Uswitch Current Account Awards 2013
Find the UK's best current account providers, as voted by customers. The Uswitch Current Account Awards shine a light on the best current account providers.
Current Accounts, Savings or ISAs? Which is best for you?
Can your current account provide a better rate of return than your savings? When interest rates are rock bottom the answer could be 'yes'. Find out more
Bad credit bank accounts: your options explained
Have you got a bad credit rating? Not sure what your bank account options are? Read the Uswitch guide to bad credit bank accounts.
Bank Charges - How to Claim Back Bank Charges
You can claim back on bank charges that arise from going over your overdraft limit or a bounced cheque or direct debit payment
How current account interest rates work Uswitch explains
If you're confused about interest rates and current accounts, Uswitch can help - read about current account interest rates today.
Opening a new current account with Uswitch.com
Opening a new current account is easy. We talk you through what you need, what to look our for, and how long it will take.
Current Accounts: Your Essential Guide From Uswitch
What's the right current account for you? Use Uswitch to find the current accounts that make your money work harder and pick the right current account today.